Avoid These Central Florida Seller Pitfalls

Selling presents both opportunity and complexity. Planning around insurance HOA costs and taxes can protect your net proceeds.

Rising insurance premiums

Florida homeowners have seen increases in insurance rates over the past year. Addressing repairs upfront avoids surprises during buyer inspections.

HOA assessments and reserve studies

If your community is undergoing major repairs expect assessments that may concern buyers, disclose early to maintain trust.

Timing capital gains and closing dates

Selling before October could reduce capital gains tax liability depending on your ownership timeline and use of reinvestment strategies.

Negotiating seller contributions

Be ready to negotiate inspection repairs, title fees, or HOA transfer costs. Proactive disclosures reduce last minute demands.

Closing window coordination

Plan your moveout date 30‑45 days ahead to allow buffer for lender appraisal underwriters and title company scheduling.

Understanding the full cost of selling protects your net profits and reduces stress for both you and the buyer. With smart planning around insurance taxes and timing you can close smoothly and move forward with confidence.

Avoid costly mistakes when selling your home. Reach out to Sanz Luxury Team now at sanzluxuryteam.com for a free strategy session and get ahead of the market.